Table 4.1 Housing Performance, Bicol Region, CY 2006-2007

Housing Program	Actual CY 2007	Actual CY 2006	% Change	2005-2010 Fighting Targets	% Accomp- lishment
Resettlement Program	462	0	0	5,662	8.16
Community Mortgage Program	0	342	0	-	0
Pag-ibig Housing Loan Program	1,351	697	93.83	8,552	15.8
Institutional Loans (GLAD/Direct Development Loan)	0	1,137	0	2,400	0
Completed Housing	0	0	0	699	0
Community Based Housing Program	0	0	0	1,143	0
Medium Rise Housing	150	0	0	210	71.43
Local Housing Program	0	150	0	377	0
Abot-Kaya Pabahay	0	298	0	-	0
Retail Guaranty	0	0	0	-	0
Asset Disposition	0	59	0	-	0
Services	0	13	0	-	0
Housing Materials Assistance	11,500	0	0	4,200	273.8
Total for key shelter agencies	13,463	2,696	399.3	19,043	70.69
Core Shelter Assistance Program	77	0	0	-	0
Grand Total	13,540	2,696	402.2	19,043	71.1

Sources:  HUDCC 5, NHA, HDMF, GSIS, DSWD

Housing for All

 

   The National Housing Authority (NHA) 5 through its Housing Materials Assistance Program accounted for 85 percent of the housing output in 2007 amounting to PhP23.0 million. The program benefited 11,500 family beneficiaries in Albay and Camarines Sur who were victims of the two super typhoons in 2006. Its Resettlement Program completed 462 units located in two resettlement projects in the province of Albay, also for typhoon victims, valued at PhP22.41 million. These were the Anislag Resettlement Project Phase II in Daraga with 321 units and the Resettlement Project in Ligao City with 141 units. Funding for both housing programs came from the housing component of the Bicol Calamity Assistance and Rehabilitation Effort (B-CARE) fund.

 

   Pag-ibig Housing Loans registered positive growth in 2007 compared to 2006. This was due to the reduced interest rates in 2006, to wit:  (i) up to PhP300,000 – 6%; (ii)over PhP300,000 to PhP500,000 – 7%; (iii) over PhP500,000 to PhP1.0 million – 10.5%; and (iv)over PhP1.0 million to PhP2.0 million – 11.5%. Pag-big loaned out a total of PhP489.582 million to its members for the construction of 1,351 housing units. The output represented only 15.8 percent accomplishment for the year but the target for the medium term can be achieved given the liberalized rates adopted by Pag-ibig for its fund members. 

 

   The Core Shelter Assistance Program (CSAP)of the Department of Social Welfare and Development(DSWD)provided 77 families in Legazpi City, Guinobatan and Daraga, Albay with core shelter units. From the B-CARE fund, the DSWD 5 allocated an initial 4,100 core shelter units distributed as follows: Albay - 2,050 units; Camarines Norte - 41 units; Camarines Sur - 1,558 units; Catanduanes - 246 units; Masbate - 41 units; and Sorsogon - 164 units.  The CSAP project funded out of the B-CARE fund amounted  PhP287 million at PhP70,000 per unit.

 

   NHA’s Medium Rise Housing benefited 150 households in Barangay Concepcion Grande, Naga City. The Local Housing Program has already achieved its medium-term target early on in 2004. Key shelter agencies that implemented other major housing programs doubled their efforts to achieve targets set in the plan.

 

Security of Land Tenure

 

   President Gloria Macapagal-Arroyo issued several proclamations that gave security of land tenure to urban poor and informal settlers. Proclamation 40 involved 139 hectares of unutilized properties of the Philippine National Railways (PNR) in Albay and Legazpi City. The Legazpi City government purchased a portion of the property located in Looban, Barangay Peñaranda as a pilot area and awarded Certificates of Entitlement for Lot Award (CELA) to 85 families.

 

   E.O. No. 90 declared a property of the Department of Public Works and Highways (DPWH) in Bulan, Sorsogon as a socialized housing site. The municipal government of Bulan awarded CELAs to 716 beneficiary families.

 

   Proclamation No. 593 covered barangays Caroyroyan and San Jose in Pili, Camarines Sur. Its Implementing Rules and Regulations (IRR) was not finalized and actual survey for the proposed delineation of areas was not undertaken because the Barangay Council of Caroyroyan requested that the areas within the barangay be reserved for resettlement only. The initial agreement was to sub-allocate the whole area to the following: Philippine Army camp - 40 hectares; Philippine Coconut Authority - 50 hectares; Pili National High School - 10 hectares; CSSAC additional campus - 100 hectares; CSSAC agro-shelter project - 65 hectares; and for resettlement site - 20 hectares.

 

   Proclamation No. 653 covered a parcel of land in Barangay 2 - EM’s Barrio South, Legazpi City. Only 145 families out of the 157-targeted families eventually received CELA due to a 69 KV right-of-way limit of Transco that traversed the area.

Employment Generation

   The housing sector generated 15,704 jobs ²[in 2007 which was 27.19 percent less than the output of the previous year and 10.3 percent of the total target for the housing sector.  Given this trend, the sector will most likely achieve its targets at the end of the plan period.

Table 4.2 Jobs Generated by the Housing Sector, Bicol Region, 2006-2007

Housing Program	Actual CY 2007	Actual CY 2006	% Change	2005-2010 Fighting Targets	% Accomp- lishment
Pag-ibig Housing Loan Program	10,808	5,576	93.83	68,416	15.79
Institutional Loans	-	9,096	-	19,200	-
Resettlement Program	3,696	-	-	45,296	8.16
Completed Housing	-	-	-	5,592	-
CBHP	-	-	-	9,144	-
Medium Rise Housing	1,200	-	-	1,680	71.43
LHP	-	1,200	-	3,016	-
Abot-Kaya Pabahay	-	2,384	0	-	-
CMP	-	2,736	0	-	-
Retail Guaranty	-	0	0	-	-
Asset Disposition	-	472	0	-	-
Bahay Ko Program	-	-	0	-	-
Services	-	104	0	-	-
Total	15,704	21,568	-27.19	152,344	10.3